Terms of Use
These terms set out what you can expect from this independent editorial site and what we ask of you in return.
Costs at our partnerKeep our editorial work honest and independent
We take on one obligation above all: to review the broker XTB for readers in South Africa honestly, in our own words, and without letting anyone else decide what we publish. We are an independent editorial resource. We are not the broker, we are not affiliated with the broker, and we do not offer financial services, accounts, deposits or advice. Everything on this site is journalism about a broker, not a service sold by us.
That independence only holds if our material stays where we put it and is read as we wrote it. You may read, quote briefly with clear attribution, and link to our pages. You may not copy whole articles, republish them under another name, translate them, alter them, or feed them into a product that presents them as its own. You may not frame our pages inside another site or strip out our name. If you want to reproduce more than a short quotation, ask us first through the contact form on this site.
We write for a general readership, and we make no promises that any particular person will find our coverage complete for their situation. We correct errors when we find them, but we do not guarantee that every detail about the broker, its products or its fees is current at the moment you read it. The broker sets its own terms, and those terms control any actual relationship you may have with it.
Treat everything here as general information only
Nothing on this site is personalised advice. We do not know your circumstances, your goals, your income or your tolerance for risk, and we are not in the business of finding out. Our articles describe and assess what the broker offers; they do not tell you what to do with your money. If you need advice shaped to you, speak to someone who is authorised to give it.
Reading our reviews does not create any professional relationship between you and us. It does not make us your adviser, your agent or your representative, and it does not make the broker your adviser either.
Markets move, and trading carries the risk of loss. Nothing we publish should be read as a signal that any outcome is likely, safe or guaranteed.
Understand the limits of our liability
We work to keep this site accurate and available, but we cannot promise it will always be either. Pages may be out of date, contain mistakes, or be unavailable for a period. You use the site as it is, and you rely on it at your own discretion.
To the extent the law allows, we are not liable for losses that arise from your use of this site or from decisions you take after reading it, including trading losses, lost profits or losses caused by relying on something we got wrong. This applies whether the claim is framed in contract, in delict or on any other basis.
If a court finds that we are liable despite this section, our total liability to you is limited to the amount you paid us to use this site, which is nothing. Nothing here excludes liability that cannot lawfully be excluded.
Follow links out at your own risk
This site contains links to third-party websites, including pages operated by the broker. Those sites are not under our control, and we do not endorse or take responsibility for their content, their security, their availability or the way they handle your information.
When you leave this site, the terms and privacy practices of the site you land on apply. Read them before you act. Any dealings you have with a third party, including opening an account, depositing funds or agreeing to terms, are between you and that third party alone.
We may earn nothing from these links, and a link never buys a favourable review. Our editorial judgement is not for sale.
Respect the names and brands involved
The name XTB and any related logos, product names and brand assets belong to their respective owners. We use them only to identify the subject of our reporting and commentary, and our use does not imply any endorsement, partnership or approval by the brand owner.
All original text and design on this site belong to us, unless we say otherwise. The trademarks, service marks and trade names of others remain the property of those others.
If you believe content on this site infringes a name or mark you own, tell us through the contact form on this site and we will look into it.
Expect these terms to change, and know what survives
We may revise these terms from time to time. When we do, we will post the updated version on this page, and the version published here is the one that applies from that point on. Continued use of the site after a change means you accept the revised terms.
If any part of these terms is found to be unenforceable, that part will be cut back or removed to the minimum extent needed, and the remaining provisions will continue in full force. The rest of the terms stand as if the unenforceable part had never been included.
The section on liability, the section on names and brands, and this section on surviving provisions continue to apply after you stop using the site.
