Who We Are and How We Review XTB for South African Readers
An independent editorial team that tests and reports on XTB for readers in South Africa, with no ties to the broker and no financial services of our own.
Costs at our partnerWe take on a duty to the reader
This site exists because a reader in South Africa deserves a clear account of what an XTB account involves before opening one. We are an editorial team, not a broker and not a financial service provider. We do not open accounts, hold deposits, place trades or give advice. What we owe you is accuracy, candour about uncertainty, and a visible method.
We are not affiliated with XTB. No one at the brokerage reviews our drafts, approves our verdicts or pays for a rating. If that ever changed, we would say so on the page itself, and until then you should read every verdict here as ours alone.
We test the broker before we score it
A review begins with a live account opened in our own name and funded from our own budget. We work through the registration and verification steps as a South African client would, then examine the platform, the order types, the fee schedule, the spreads in normal and stressed conditions, deposit and withdrawal routes, and the quality of support when something goes wrong.
We record what we observe and keep the evidence behind each score. We distinguish between what we measured ourselves, what the broker states in its own documents, and what we could not confirm. Where a fact could not be verified, we say so rather than filling the gap.
Scores are ours and they are comparative. They reflect our testing at a point in time and are not a prediction of how the broker will behave for you.
We revisit pages on a fixed rhythm
Every review page is checked at least once a quarter, and sooner when the broker changes its fees, its product set or its terms. Each page carries the date of its last review. When a change affects the substance of a verdict, we update the text and note what changed.
Stale pages are worse than no pages, so an overdue review is flagged on the page until it is completed.
We fund the site without selling verdicts
The site pays for itself through advertising and commercial arrangements with parties other than the subject of the review, and through reader support where offered. No broker buys a score, a ranking or a sentence of text. Commercial partners have no sight of a review before publication and no right to change it.
Where a page carries a commercial link, it is labelled. The label does not alter the assessment.
We let you challenge what we publish
If something here looks wrong, tell us through the contact form on this site and include the page and the specific claim. We will check it against our records and the broker's own documents.
A correction is published on the page itself, with the date and the nature of the change. We do not quietly delete a disputed sentence. Readers who spot an error are doing the work this site depends on, and we treat their messages accordingly.
We set limits on what a review can tell you
We will not tell you whether to trade, what to buy, or how much to risk. We do not manage money, recommend products or promise outcomes. A review describes a broker's terms and our experience of them; it cannot describe your circumstances.
What we publish is a snapshot of a moving subject. Fees, platforms and policies change, and our testing cannot cover every account size, every payment method or every market condition. Treat this site as a starting point for your own checks, not a substitute for them.
